Group Vs Individual Health Insurance


One hopes not.

It is the individual making decisions for himself that created a nation where there was none.

It is the individual acting on his own that created an economy based on excellence.

It is the individual taking responsibility for himself that created a society that redefined the old institutions into a viable healthy new community.

The old world mentality of "it takes a village to raise a child" has resulted in 47% of the population taking more than they produce.

Time to recognize that the basis for all healthy growing societies is the individual, not the group.

3 2016-11-07 18:57:05 - Canis Scot

The MEDIAN worker in the US makes $27,600 (Soc Sec annual report fall 2011).

The MEDIAN household in the US has an income of $50,000.

Non-group family health insurance (most in the bottom 60% of workers - those who make less than $50,000 a year - do not have employer health insurnace) starts at $14000 a year.

Save out of WHAT????

8 2016-08-04 05:15:45 - AnnS

How can the people of America be informed when prestigious papers like the NYT can't even get the issue correct. This is not about Hobby Lobby being forced to pay for contraception.
Hobby Lobby was being forced to provide health insurance that, as part of standard coverage, would cover contraceptives. Whether or not that coverage would ever be used was up to the individual employee.
You know the individual whose rights the SCOTUS is supposed to be protecting.

37 2016-07-02 20:29:46 - Bob

Mark wrote:
"Education costs are generally front loaded. Health care costs are more likely back loaded."
Excellent point, Mark.
People tend to stay with their insurers (individual or group) 3 to 5 years. Not only is this expensive for the insurers to have to replace their clientele every 3-5 years.
In addition, because insurance generally pays off more wen people age ("back loaded", we need insurers that will provide affordable, meaningful protection over 20 years or more. In particular, coverage should increase as the person ages. Hopefully, we will see such a product in the near future.
Don Levit
Managing Partner
National Prosperity Life and Health

1 2016-01-09 19:14:50 - Don Levit

Unfortunately I don't see it getting better either. As much as I wouldn't mind hiring someone with great experience, the new health insurance pricing - individual and age- based - makes an older prospect considerably more expensive. We need a single payer healthcare system and get employers out of that game.

18 2015-07-31 09:54:55 - Tina

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